Certified Floodplain Manager (CFM) Practice Exam

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Study for the Certified Floodplain Manager Exam. Explore multiple-choice questions and flashcards with explanations. Prepare thoroughly for your certification exam!

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What major component did the 2004 National Flood Insurance Reform Act add to the program?

Digital flood hazard data
Lender compliance provisions
5 year map review period
CRS

The correct answer is: Digital flood hazard data

The 2004 National Flood Insurance Reform Act added a major component to the program by requiring the use of digital flood hazard data. This change improved the accuracy and accessibility of flood risk information for homeowners and insurance providers. Option B, lender compliance provisions, refers to regulations for lenders who issue mortgages in flood-prone areas, which was not a major component added by the 2004 Act. Option C, 5 year map review period, refers to the frequency at which flood maps are reviewed and updated, which was already part of the program prior to the 2004 Act. Option D, CRS, refers to the Community Rating System, a program that rewards communities for implementing flood risk reduction measures, which was also not a major component added by the 2004 Act. Therefore, the correct answer is A, digital flood hazard data.