Certified Floodplain Manager (CFM) Practice Exam 2026 – Complete Preparation Guide

Question: 1 / 400

What happens to a structure after a community takes action under Section 1316?

It becomes eligible for federal flood insurance

It is automatically repaired at no cost

It receives no flood insurance coverage, federal grants, loans, or disaster assistance

After a community takes action under Section 1316, the structure will not receive any federal flood insurance coverage, federal grants, loans, or disaster assistance. This is because Section 1316 is a section of the National Flood Insurance Act that deals with the non-participation of communities in the National Flood Insurance Program. This means that the community has chosen not to participate in the program and as a result, there will be no coverage or assistance from the federal government in the event of a flood. The other options, such as automatically repaired or becoming eligible for federal flood insurance, are not accurate outcomes of action taken under Section 1316. It is important for communities to carefully consider the implications of not participating in the National Flood Insurance Program before taking action under Section 1316.

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It must be demolished within 30 days

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